Which is the best Canadian credit card for earning points on India travel?

Top options for the Canada–India corridor: (1) Amex Aeroplan Reserve — earns 3x points on Air Canada, transfers to Aeroplan (best for nonstop business class). (2) TD Aeroplan Visa Infinite Privilege — strong welcome bonus, earns on Air Canada. (3) Amex Platinum — earns Membership Rewards transferable to Aeroplan, British Airways Avios, and Emirates Skywards at 1:1. (4) BMO World Elite Mastercard — earns BMO Rewards redeemable for any airline.

How do I earn points fastest for flights to India?

Fastest path: (1) Apply for a premium travel credit card with a large welcome bonus (40,000–60,000 points is common). (2) Meet the minimum spend requirement (typically CAD $3,000–$6,000 in first 3 months). (3) Earn 2–3x points on travel purchases. A premium card welcome bonus alone often covers a round-trip economy award to India. For business class, plan 12–18 months of accumulation across 2–3 cards.

Should I use Aeroplan or travel credit card points for India?

If flying Air Canada nonstop (YYZ or YVR to DEL): Aeroplan is optimal — earn Aeroplan points, redeem on Air Canada Signature Class or economy. If considering Gulf carriers (Emirates, Qatar): transfer Amex Membership Rewards to Emirates Skywards or British Airways Avios for QSuite bookings. Having a flexible-points card (Amex) with transfer partners covering multiple programs gives the most optionality.

Do Canadian credit cards have foreign transaction fees in India?

Most standard Canadian credit cards charge a 2.5% foreign transaction fee on purchases in Indian Rupees (INR). Exceptions: Scotiabank Passport Visa Infinite (no FX fee), Home Trust Preferred Visa (no FX fee), and select premium American Express cards. For spending in India, use an no-FX-fee card or pre-load a Wise or Revolut travel card at the spot exchange rate.

Canada → India — Booking Intelligence

Best Credit Cards for Canada–India Travel

Which Canadian credit cards earn the best points for flights to India in 2026? Compare Aeroplan, Amex Membership Rewards, and travel cards for the Canada–India corridor.

Updated April 19, 2026

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What you'll learn

Which is the best Canadian credit card for earning points on India travel?
How do I earn points fastest for flights to India?
Should I use Aeroplan or travel credit card points for India?
Do Canadian credit cards have foreign transaction fees in India?

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