Quick Answer
The TD Aeroplan Visa Infinite is the best overall card for Canada-India flights, offering 1.5x points on Air Canada purchases. For flexible points, the Amex Cobalt earns 5x on travel with excellent transfer partners. Annual fees of $139-$599 are offset by travel credits.
Top Cards for India Travel
| Card | Annual Fee | Earn Rate | Best For |
|---|---|---|---|
| TD Aeroplan Visa Infinite | $139 | 1.5x on AC | Air Canada loyalists |
| Amex Cobalt | $155.88 | 5x on travel | Flexible redemptions |
| RBC Avion Visa Infinite | $120 | 1x on all | General travel |
| CIBC Aventura Visa Infinite | $139 | 1.5x on travel | Lounge access |
| Scotiabank Passport Visa Infinite | $139 | 2x on travel | No FX fees |
Maximizing Your Points
For a CAD $4,000 business class ticket to India, here's what you could earn:
- TD Aeroplan on Air Canada: 6,000 Aeroplan points ($120 value)
- Amex Cobalt: 20,000 MR points ($200+ value)
- Scotiabank Passport: 8,000 Scene+ points ($80 value)
Redemption Sweet Spots
The best use of Aeroplan points for India is partner awards on EVA Air or ANA business class. You can often book for 75,000-90,000 points one-way when Air Canada's own flights cost 100,000+ points.
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